Rachel Litwin, Psy.D.
Coastal Behavior Therapy
Payment & Insurance
I am an out-of-network provider and do not accept insurance. Some mental health plans will reimburse a portion of the session cost. Patients planning to request reimbursement for using an out-of-network provider should first call their insurance carrier to confirm benefit details. I will provide you with an invoice that can be submitted to your insurance company.
Please check your coverage carefully by asking the following questions:
Do I have out-of-network mental health benefits?
How many sessions per calendar year does my plan cover?
How much does my plan cover for an out-of-network provider?
What is the coverage amount per therapy session?
Good Faith Estimate
When you schedule your Client Assessment, you will also be provided a “Good Faith Estimate” so that there are “No Surprises” about the potential financial cost of psychotherapy services.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost at any time, though we kindly ask you to provide at least 3 business day’s notice to allow us time to prepare this for you.
Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.